On this page, you’ll find proposals to change otherwise modify the processes for which students acquire and pay the fund

 In payday loan express

On this page, you’ll find proposals to change otherwise modify the processes for which students acquire and pay the fund

*NEW* S.3658 – Resident Education Deferred Appeal (REDI) Operate

Mentor: Sen. Rosen [D-NV] Cosponsors: 1 (0D; 1R)
Brought:
NASFAA Realization & Analysis: This bill would allow borrowers in a medical or dental residency program to have the interest and payments on their student loans deferred.

*NEW* H.Roentgen.6749 – Clean Slate thanks to Installment Operate out-of 2022

Sponsor: Rep. Ross [D-NC] Cosponsors: 11 (11D; 0R)
Introduced:
NASFAA Summation & Analysis: This bill would remove the record of default on a borrower’s credit history upon total repayment of the full amount due.

*NEW* H.Roentgen.6708 – Student loan Save Work

Sponsor: Rep. Gonzalez [D-TX] Cosponsors: 0
Introduced:
NASFAA Summary & Analysis: This bill would require the Department of Education to forgive a maximum of $25,000 for Federal student loan borrowers. The forgiven amount would be tax free.

H.R.6466 – Education loan Rehabilitation and you will Credit rating Upgrade Work away from 2022

Sponsor: Rep. Williams [D-GA] Cosponsors: 18 (18D; 0R)
Introduced:
NASFAA Realization & Analysis: This bill would not only require the removal of the record of default from a borrower’s credit history report once they have rehabilitated their loans, but would require the removal of all adverse credit history related to the loan’s initial defaulted status.

H.Roentgen.6424 – Highest ED Work

Sponsor: Rep. DeFazio [D-OR] Cosponsors: 0
Introduced:
NASFAA Realization & Analysis: This bill would reform the current federal loan program through a multitude of programs, including, reinstating federal subsidized loans to borrowers in graduate and professional programs and allowing borrowers to discharge their federal loans if they file for bankruptcy. The bill would also allow borrowers to refinance their federal and/or private student loans and include adjunct faculty in those eligible for public service loan forgiveness (PSLF). The PSLF program would also be amended to allow for annual cancellation of 10% of the total interest and principal for those who completed 12 months of eligible work and payments.

H.R.6125 – No Double Personal debt to own Emergency Survivors Act away from 2021

Sponsor: Rep. Carter [D-LA] Cosponsors: 0
Introduced:
NASFAA Conclusion & Analysis: This bill would authorize the Secretary of Education to cancel outstanding student loan debt for Small Business Administration disaster loan borrowers as a result of the COVID-19 pandemic or a natural disaster. The amount of student loan debt cancelled would not exceed the amount of the SBA Carthage title loans and cash advance disaster loan.

H.Roentgen.5890 – Education loan Debtor Safety net Act out-of 2021

Sponsor: Rep. Bonamici [D-OR] Cosponsors: 7 (7D; 0R)
Introduced:
NASFAA Summation & Research: This bill would require the Secretary of Education to create an outreach program to borrowers who will be entering repayment after the payment pause created by the COVID-19 pandemic, slated to begin would start at least 60 days prior to the restart of payments, and would include a minimum of 6 reach out attempts, including information like, when the borrower’s normal payment will begin and that the borrower may be eligible to enroll in an IDR plan. Special priority for notifications would be given to borrowers who had in the past five years missed a payment in the first three months of entering repayment, or had been in a non-administrative forbearance or deferment.

S.2984 – State-Built Education loan Feeling Work

Sponsor: Sen. Murkowski [R-AK] Cosponsors: 4
Introduced:
NASFAA Conclusion & Analysis: This bill would eliminate penalties and deterrents that prevent institutions from informing students about student loans offered by non-profit state agency lenders.

S.2976 – Education loan Cost Liberty Act

Sponsor: Sen. Murkowski [R-AK] Cosponsors: 2
Introduced:
NASFAA Summation & Investigation: This bill would allow borrowers to switch between different repayment plans based on their situation without first being put into a forbearance or standard repayment plan while the transfer is made.

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